There are two things you need to accept credit cards, a Merchant Account and a Processing Solution. A Merchant Account can only be issued by a Visa and MasterCard authorized Bank or authorized sales group. A Bank issued Merchant Account shows your business name on the credit card statement of the cardholder. Our discount rates are fixed rates, this means that we are not going to increase your rate after you sign-up, unless Visa and MasterCard increase rates for all merchants.

NO APPLICATION FEE
The savings on just the application fee alone is quite large (some are as high as $500). Beware of companies that say they will return application fees if you are not approved!

Visa and Mastercard Rates Retail Internet Mail and Phone Order Paper/Telephone Existing Merchants American Express Rates Discover Rates ATM/Debit Rates Check Guarantee Rates

No Application Fees - Guranteed Lowest Prices
Our rate structure is designed to offer you the lowest overall cost - If you find a lower price, WE WILL BEAT THE OFFER BY 10%!