Accept Cards On iPhone, iPad, iPod, Android, Blackberry Devices
No matter what mobile device you use, we have a Free app and card readers to Accept Credit Sards where you need it with real PCI security built-in. We have an intergated inventory system and email receipts! We simply have the most complete program available.
Mobile. Rugged. Secure.
From the company that leads with "Security from the Inside" MagTek has done it again with the iDynamo, a secure card reader authenticator (SCRA) designed to work with the iPhone 4, iPhone 3GS, iPhone 3G, iPod Touch and iPad.
The iDynamo offers MagneSafeTM security and delivers open standards encryption with simple, yet proven DUKPT key management, immediate tokenization of card data and MagnePrint® card authentication to maximize data protection and prevent the use of counterfeit cards.
Mobile merchants can now leverage the power of their iPhone/iPod Touch products without the worries of handling or storing sensitive card data at any time. Ideal for merchants and mobile users, the iDynamo offers MagneSafe security features combined with the power of iPhone and iPod Touch products. This powerful combination assures convenience and cost savings while maximizing card data protection and transaction security from the moment the card is swiped all the way to authorization. No other card reader beats the protection offered by a MagneSafe product.
REAL Security
Other devices claim to encrypt data in the reader. The iDynamo encrypts the data inside the read head, closest to the magnetic stripe and offers additional security layers with immediate tokenization of card data and MagnePrint card authentication. This layered approach to security far exceeds the protection of encryption by itself, decreases the scope of PCI compliance, and reduces fraud.
The iDynamo is rugged and affordable, so it not only withstands real world use, it performs to the high standards set by MagTek as the leader in magnetic card reading products for nearly 40 years.
Features
Ergonomic and rugged design
Protects card data per PCI DSS requirements
MagnePrint card authentication
Generates dynamic payment card data with each swipe
Device/host authentication
Unique, non-changeable serial number
Time bound session IDs
Triple DES encryption
DUKPT key management
Tokenization
Masked data
Reads up to 3 tracks
Bi-directional read
Reads ANSI/ISO/AAMVA ca
Just $169.95 (Lifetime Warranty and FREE Imprinter)
InterchangePlus Program
Interchange
(bank wholesale with dues, fees & assessments)
+ 0.20 % & 0.11¢
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InterchangePlus is the best way to price a merchant account. InterchangePlus is usally reserved for major corporations because of the saving that results by having a wholesale direct cost. The more common type of merchant account is "Three Tier" pricing and can cost merchant's many times more. With tiered pricing some merchant account providers can take advantage of the fact that you can't exactly compare their pricing to each other and play tricks such as marking up the downgrades, inconsistent tiered, mid qualified and non qualified. With 1st American Card Service's innovative new InterchangePlus program there are no surprises and you will be in good company with the largest businesses in America.
How It Works
Its very simple. Both Visa and MasterCard publish the Wholesale Interchange charts. They reflect every possible cost for every type of card, there are over 500 categories, but, usally only about 10 apply to most businesses.
Wholesale Interchange Rate Tables:
Visa Interchange (PDF)
MasterCard Interchange (PDF)
To determine a rate you just need to find the card type in the Interchange tables and add the mark-up:
Example:
Card Type: CPS/Supermarket Credit Interchange = 1.15% + .05¢
Plus Mark-up = .20 + .11
Cost: (1.15% + .05) + (.20% + .11¢) = 1.35% + .16¢
InterchangPlus is the most transparent form of pricing for Merchant Account services. Interchange is the wholesale cost that all banks must be charged by VISA and Mastercard. InterchangePlus means that we pass through our Wholesale cost that we are getting charged, plus a simple flat markup for all the service we render for our merchants.
Historically only the largest merchants with the most negotiating power were able to get InterchangePlus pricing but the market is getting increasingly competitive and merchants are becoming better informed, 1st American Card Service can now offer this to smaller companies.
Interchange Plus Benefits:
No Qualified Discount Rates
No Mid Qualified Discount Rates
No Non Qualified Discount Rates
No Surcharges
No Downgrades
No Hidden Fees
With Interchange Plus you are on an even informational playing field and know the exact Interchange and Exact mark-up.
No Application Fees - Guaranteed Lowest Prices
